This is a traditional Indian-style choker, likely sterling silver-based piece. Style: It appears to be a traditional, possibly Rajwadi and Kundan style, often worn for festive occasions or weddings. Material and Design: The central rectangular pendant has an antique white base finish, pure silver with gold-toned accents. It is adorned with multi-colored Minakari (enamel work) in a star or floral pattern at the center. Strands: The necklace features multiple (appears to be four) strands of white natural pearls that form the choker band. Embellishments: The pendant has detailed Silver work borders and is embellished with small dangling ghungroos and beads at the bottom. Fit: Choker necklaces like this often feature an adjustable thread mechanism for a comfortable fit.